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Terms of Service

Last updated: July 1, 2026

1. Acceptance of Terms

By accessing and using Real Cash Flow ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Not Financial Advice

Real Cash Flow is a software tool designed for personal budgeting and financial tracking. The information provided by the Service does not constitute financial, investment, tax, or legal advice. You should consult with a qualified professional before making any financial decisions.

3. User Account Security

You are responsible for maintaining the confidentiality of your account credentials. Because we use zero-knowledge encryption, if you lose your password, we cannot recover your financial data. Your password acts as your encryption key.

4. Acceptable Use

You agree not to misuse the Service or help anyone else do so. This includes attempting to bypass security measures, automated scraping of the service, or attempting to reverse-engineer the encryption.

5. Limitation of Liability

To the maximum extent permitted by law, Real Cash Flow shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, resulting from your use of the Service.